David Teten

MAY 9, 2012

We are in the midst of two great disruptions to American business: the internet’s ongoing disruption of most traditional industries: finance, healthcare, retail, finance, fashion, etc. HBSAANY members include venture capitalists, individual accredited investors, and other institutional investors.

Venture Capital 154

Venture Capital Programming Accredited Investor New York 154

Gust

JULY 19, 2012

4) Accredited Investor funding portals, which may or may not register under the JOBS Act, but will restrict themselves to the exempt, upper part of the market. I know of at least one other hybrid platform that’s coming from some similarly experienced players, and my guess is that there will be still others entering this tranche.

Accredited Investor 144

Accredited Investor SEC Equity Early Stage 144

Up and Running

NOVEMBER 26, 2018

Most healthy businesses need business financing at some point. Startups have to deal with starting costs and ongoing businesses have to finance growth and working capital. Financing options depend on what kind of business you have. Don’t waste your time looking for the wrong kind of financing.

SBA 161

SBA Venture Capital Angel Investor Technical Review 161

Growthink Blog

APRIL 21, 2013

In this type of Crowdfunding individuals who give you money become investors and own equity in your company. Equity-based Crowdfunding IS legal today, but only when the funders are accredited investors (which entail them meeting certain criteria such as having annual incomes exceeding $250,000). Dave Lavinsky'

Accredited Investor 95

Accredited Investor SEC San Francisco Equity 95

Startup Professionals Musings

JULY 16, 2012

The recently passed JOBS bill now allows even non-accredited investors to contribute small amounts to new startups through “crowd-sourcing” sites, like Kickstarter and Crowdtilt. Despite these pundits, I sense a fundamental change in the early-stage financing eco-system. Crowd funding.

Early Stage 253

Early Stage Finance Seed Stage Entrepreneur 253

Startup Professionals Musings

JUNE 5, 2015

David is one of the most active angel investors in New York, and also the CEO of Gust , which is an online platform for startup financing used by over 45,000 accredited angel investors, 1000 angel groups and venture capital funds, and 200,000 entrepreneurs. Rose, according to his recent book, “ Angel Investing.”

Angel Investor 120

Angel Investor Angel Groups Accredited Investor IRR 120

Both Sides of the Table

MAY 15, 2010

Clearly a startup should consult its lawyer before filing or not filing.But the attorneys I relied on to write this piece told me that they’ve done lots of Section 4(2) deals in the past, and would recommend it to clients who had relatively simple financing agreements (not tranched-out, not too many investors, etc.) Short answer: no.

Stealth 285

Stealth SEC Advertising Accredited Investor 285

Pascal's View

OCTOBER 11, 2013

I first visited the Museum of American Finance a couple of years ago, and it is not only a great space,it is a useful resource for visitors interested in a wide range of current exhibits on current capital markets topics, as well as documents and artifacts related to capital markets, money and banking.

New York 31

New York Technical Review Angel Investor Finance 31

Berkonomics

OCTOBER 24, 2024

When you seek professional investors, whether organized angels or venture capitalists, one of the early questions you are asked is “How have you financed the business so far?” Investors love to see entrepreneurs who have used their own money to ignite their businesses. First, how does it happen?

Cap Table 62

Cap Table Private Placement SEC Accredited Investor 62

Business Plan Blog

NOVEMBER 13, 2013

The first milestone in a new startup’s financing is called ‘Seed Capital’ which refers to the initial investment raised by the founders from their friends and family, or commonly referred to as FFF (Friends, Family and Founders), who mostly use their personal assets. Convertible Debt Financing. Raising Seed Capital.

Finance 93

Finance Accredited Investor Angel Investor Seed Capital 93

Austin Startup

JUNE 9, 2017

Assuming that they are taking the classic approach of raising money only from accredited investors , a well-made deck and a solid operating plan are often their core needs for closing on early money. Exercise diplomacy with more traditional investors. Do I need a PPM for my startup’s financing?

Finance 54

Finance Accredited Investor Private Placement Silicon Valley 54

Gust

JULY 8, 2012

The recently passed JOBS bill now allows even non-accredited investors to contribute small amounts to new startups through “crowd-sourcing” sites, like Kickstarter and Crowdtilt. Despite these pundits, I sense a fundamental change in the early-stage financing eco-system. Crowd funding.

Early Stage 177

Early Stage Finance Seed Stage Entrepreneur 177

Scott Edward Walker

MAY 15, 2012

This post is the third part of a three-part primer on convertible note seed financings. Part 1, entitled “ Everything You Ever Wanted To Know About Convertible Note Seed Financings (But Were Afraid To Ask) ,” addressed the basics. Part 2, entitled “ Convertible Note Seed Financings: Econ 101 for Founders ,” addressed the economics.

Finance 64

Finance Founder Accredited Investor Preferred Stock 64

The Startup Magazine

FEBRUARY 24, 2021

There are multiple types of investors and each one is different. Angel investors. In many cities with a startup scene, there are angel investors. They are high net worth individuals who are also accredited investors.

Accredited Investor 90

Accredited Investor Angel Investor Initial Public Offering Due Diligence 90

Berkonomics

AUGUST 3, 2023

Some businesses require very little capital and the founder can self-finance the enterprise and retain 100% of its ownership and control from ignition through liquidity event (startup through sale). And even with the significant cost of credit card debt, many entrepreneurs aggressively use existing cards to finance a startup.

Private Equity 118

Private Equity Valuation Cap Table Accredited Investor 118

Startup Professionals Musings

NOVEMBER 10, 2014

Many entrepreneurs seems to be convinced that the “crowd” of regular people using the Internet will somehow solve their startup funding needs, when they sense a lack of interest from accredited investors. Investors know how tough it is to get a set of terms accepted by even two investors, much less hundreds.

Non-disclosure Agreement 254

Non-disclosure Agreement Intellectual Property Accredited Investor Equity 254

YoungUpstarts

JUNE 5, 2019

The good news for fintech entrepreneurs, though, is that we are well past the time when investors might have viewed fintech as a fad that would pass. I think that most investors have come to understand that fintech is here to stay. Finance is getting more and more high tech each year. Angel investors.

Angel Investor 113

Angel Investor Accredited Investor Bootstrapping Boston 113

Startup Professionals Musings

AUGUST 7, 2013

Later, when your venture is trying to close on financing, or even going public, that forgotten partner surfaces, demanding their original share. Many startups delay incorporation until the first formal round of financing, which is too late. Trouble with the IRS over Founders stock value.

Non-Compete 235

Non-Compete Accredited Investor Startup Cofounder 235

Duct Tape Marketing

FEBRUARY 27, 2014

Equity Crowdfunding: Your Solution for Small Business Financing? But in order to travel, add personnel, and execute on expansion plans in the coming year, many small businesses will need financing… which is where things get tricky. Under current regulations, Equity crowdfunding opportunities are only available to Accredited Investors.

Equity 64

Equity Finance Small Business Accredited Investor 64

Up and Running

SEPTEMBER 23, 2013

Previously, businesses seeking to raise capital were required to either pitch their plans exclusively to so-called accredited investors—individuals with at least $1 million in net worth (excluding their primary residence) or $200,000 in annual income—or offer a regulated security (such as stocks or corporate bonds). Legal News'

Securities and Exchange Commission 77

Securities and Exchange Commission Accredited Investor United States .Net 77

Startup Professionals Musings

JULY 10, 2012

Later, when your venture is trying to close on financing, or even going public, that forgotten partner surfaces, demanding their original share. Many startups delay incorporation until the first formal round of financing, which is too late. Trouble with the IRS over Founders stock value.

Non-Compete 249

Non-Compete Accredited Investor Cofounder Startup 249

Gust

OCTOBER 26, 2011

As we conclude our convertible note financing series, there are assorted terms commonly seen in term sheets and deal documents that are worth touching on briefly. The Note Purchase Agreement and Convertible Promissory Note are essential documents for any convertible note financing.

Finance 79

Finance Term Sheet Covenant Accredited Investor 79

Startup Professionals Musings

MARCH 17, 2013

Many entrepreneurs seems to be convinced that the “crowd” of regular people using the Internet will somehow solve their startup funding needs, when they sense a lack of interest from accredited investors. Investors know how tough it is to get a set of terms accepted by even two investors, much less hundreds.

Non-disclosure Agreement 266

Non-disclosure Agreement Intellectual Property Accredited Investor Equity 266

Gust

APRIL 23, 2014

When you realize that the platform operates in half a dozen languages and has investors or entrepreneurs in over 200 countries engaging in both local and cross-border investments, you can begin to see the outlines of the future of finance.

Angel Groups 127

Angel Groups Accredited Investor Private Equity Deal Flow 127

Startup Professionals Musings

MAY 2, 2011

Later, when your venture is trying to close on financing, or even going public, that forgotten partner surfaces, demanding their original share. Many startups delay incorporation until the first formal round of financing, which is too late. Trouble with the IRS over founders stock value.

Non-Compete 246

Non-Compete Accredited Investor Entrepreneur Cofounder 246

Gust

SEPTEMBER 27, 2014

To begin with, it is important to understand some basic facts about the world of entrepreneurial finance: There are many more entrepreneurs than there are investors, with the result that only one company out of every 400 that seeks venture funding actually receives it.

Angel Groups 159

Angel Groups Elevator Pitch Software Review Deal Flow 159

David Teten

JULY 3, 2013

Must be an individual Accredited Investor who plans to make a private investment in 2013. Empire Angels is a member-led New York City based angel group of young finance professionals which seeks to invest in and support early stage technology ventures with a focus on young, US based entrepreneurs.

Angel Investor 114

Angel Investor New York Accredited Investor New York City 114

Berkonomics

FEBRUARY 27, 2020

When you seek professional investors, whether organized angels or venture capitalists, one of the early questions you are asked is “How have you financed the business so far?” Investors love to see entrepreneurs who have used their own money to ignite their businesses. How it happens. The legality issues.

Cap Table 62

Cap Table Private Placement SEC Accredited Investor 62

David Teten

JULY 3, 2013

Must be an individual Accredited Investor who plans to make a private investment in 2013. Empire Angels is a member-led New York City based angel group of young finance professionals which seeks to invest in and support early stage technology ventures with a focus on young, US based entrepreneurs.

Angel Investor 114

Angel Investor New York Accredited Investor New York City 114

Berkonomics

MARCH 7, 2019

When you seek professional investors, whether organized angels or venture capitalists, one of the early questions you are asked is “How have you financed the business so far?” Investors love to see entrepreneurs who have used their own money to ignite their businesses. What would the SEC say about your investors?

Cap Table 61

Cap Table SEC Private Placement Accredited Investor 61

Gust

NOVEMBER 2, 2014

Many entrepreneurs seems to be convinced that the “crowd” of regular people using the Internet will somehow solve their startup funding needs, when they sense a lack of interest from accredited investors. Investors know how tough it is to get a set of terms accepted by even two investors, much less hundreds.

Non-disclosure Agreement 160

Non-disclosure Agreement Intellectual Property Accredited Investor Equity 160

YoungUpstarts

NOVEMBER 17, 2016

There are inherent challenges in raising smaller amounts from many shareholders rather than leveraging larger checks from fewer experienced, accredited investors. Timeframes are defined and short. What kind of business is being launched?

Equity 100

Equity United Kingdom Cap Table Oklahoma 100

The Startup Magazine

MARCH 22, 2019

According to Entrepreneur , most angel investors must meet the Securities Exchange Commission’s definition of an accredited investor , which means they have a net worth of $1,000,000 or more and make at least $200,000 dollars a year. Small business loans and crowdfunding will also finance a start-up business.

Angel Investor 122

Angel Investor Venture Capital Accredited Investor Equity 122

YoungUpstarts

FEBRUARY 20, 2015

Angel investors are accredited investors who have a net worth of at least $1 million and are willing to give investment money to help fund your business. Advice For The Young At Heart fundraising Hunter Hoffmann small business finance startup capital startup funding'

Small Business 100

Small Business New York City Accredited Investor New York 100

This is going to be BIG.

OCTOBER 14, 2015

Circles enable investors to access multiple investment opportunities at a lower investment minimum, with no fees for investors. Tom is partnering with Vidrik Frankfather, who has been in the finance industry for 16 years. He has been investing in private food and beverage companies alongside Tom for 5 years.

Accredited Investor 60

Accredited Investor Cofounder Finance Community 60

Up and Running

DECEMBER 19, 2013

What crowd funding was intended to mean was the idea that you could put some information about your business somewhere, for instance, a website, and then you could solicit investors and they would get equity or shares in your company for their investment. You can only do that with accredited investors.

Accredited Investor 70

Accredited Investor United States Equity Finance 70

Up and Running

FEBRUARY 27, 2013

But still, we need a reality check: Startups on Kickstarter don’t sell shares to investors. That’s great, because it’s the best kind of financing, sales, not equity. But they don’t sell shares to investors. But the best financing is sales. And Kickstarter companies collect some donations too.

Accredited Investor 73

Accredited Investor SEC Equity Finance 73