VC Cafe

APRIL 29, 2020

Source: NVCA , “Startup Ecosystem Faces Capital Crunch over Coming Months” USA – SBA Loans and PPP. The $349 billion aid package issued by the US Government and distributed in the form of SBA loans was quickly gobbled up by a large number of applications, many of which were from venture-backed or PE-backed startups.

Israel 124

Israel SBA Technical Review Startup 124

Feld Thoughts

APRIL 8, 2020

My partner Seth Levine recently put up an extremely thoughtful post titled SBA PPP Loans Aren’t for Everyone. However, the reality is that receiving a loan for your business means it isn’t going to another business that might also deserve the money so receiving a SBA loan does come at a cost to the broader small business community.

SBA 230

SBA Balance Sheet Portfolio Affiliate 230

Up and Running

JULY 24, 2017

the federal Small Business Administration (SBA) has programs that work with local business banks to guarantee some of the riskier small business loans to making borrowed money available to startups and small business. Executive summaries for internal plans, operations plans, or strategic plans. Small Business Administration (SBA).

Software Review 151

Software Review SBA Due Diligence Business Plan 151

YoungUpstarts

JULY 30, 2019

It means you have to be willing to invest time, money, or both in order to build your side hustle into a fledging small business operation. Skin in the game does not mean you have to quit a job to explore a business. The great news is you don’t have to sacrifice either opportunity to benefit from both opportunities.

Small Business Administration 140

Small Business Administration SBA Portfolio Small Business 140

Up and Running

AUGUST 30, 2017

You should see profits start kicking in after an initial period of six to 12 months of operation. That said, loans through the SBA can be standalone based on the viability of your business plan, so I recommend looking into them. If you buy a business, an SBA loan can also be a possibility. This is normal. Capital costs.

Business Plan 93

Business Plan SBA Software Review Advisory Board 93

Up and Running

MAY 16, 2017

According to 2016 statistics published by the Small Business Administration (SBA) , only about 78 percent of small business startups survive the first year, and only half make it to the five year point. One of the most common mistakes a failed business can make is operating with either insufficient funds or poor fiscal management overall.

SBA 82

SBA Technical Review Small Business Administration Software Review 82

Up and Running

MAY 15, 2019

Backed by a team of private local investors , ColdFire gained access to additional capital through an SBA loan. While Dan heads up operations, his brother Stephen is head brewer, and their team also includes directors of finance and brand, respectively. The ColdFire Brewing team meets to plan marketing. Watch your finances.

Oregon 24

Oregon Jordan Software Review Distribution 24

YoungUpstarts

DECEMBER 13, 2017

by Tom Pretty, Head of SBA Lending at TD Bank. economy, with nearly 29 million operating around the country, according to the U.S. Small Business Administration (SBA) Office of Advocacy. This is possible, in part, because the SBA guarantees a portion of loans will be repaid, eliminating some of the lender’s risk.

SBA 150

SBA Finance Small Business Administration Small Business 150

The Startup Magazine

MARCH 19, 2025

Alternatively, Small Business Administration (SBA) loans provide government-backed financing with favorable terms. These tailored financial solutions cater specifically to the unique needs of franchise operations , providing a lifeline for expansion-minded owners.

Small Business Administration 135

Small Business Administration SBA Los Angeles Finance 135

YoungUpstarts

NOVEMBER 19, 2014

For many small businesses, capital comes from SBA loans which provide the company with low monthly payments and reasonable rates. Despite their attractiveness, acquiring an SBA loan can be a trick not a treat, especially for business owners that aren’t organized or don’t pay attention to the fine print.

SBA 154

SBA Small Business Administration Small Business .Net 154

Up and Running

MAY 15, 2018

Small Business Administration (SBA) loans can be a good option. The SBA doesn’t actually administer loans, but when you apply for an SBA backed loan from your bank, the SBA promises to pay back a portion of the loan to the lender if you default. However, they tend to invest upwards of $2 million.

SBA 84

SBA Angel Investor Technical Review Startup 84

Up and Running

OCTOBER 29, 2014

What is an SBA Loan? As an independent agency of the government, the SBA partners with both public and private organizations to deliver its services, including loans. An SBA Loan is not a direct loan from the SBA itself. You can apply for an SBA Loan if you are part of a U.S. What can you use an SBA loan for?

SBA 126

SBA Puerto Rico Virgin Islands Guam 126

Up and Running

MARCH 8, 2016

There aren’t that many hurdles or license requirements compared to other operations. In this guide, you’ll get a better sense of the industry, what skills you should develop in order to be successful in it, and how to go about starting your own operation. To learn more about SBA loans, see our Complete Guide to SBA Loans.

SBA 60

SBA Technical Review Software Review Business Plan 60

Up and Running

OCTOBER 30, 2017

How will these affect day-to-day operations? In contrast to the standard plan and the startup plan, is the operations or annual plan. Small Business Administration (SBA) Loans. Ensure there are no restrictions that will limit your operations or that will act as barriers to your store. What are your strengths?

Venture Capital 166

Venture Capital Business Plan Limited Liability Company Finance 166

YoungUpstarts

APRIL 21, 2015

At SmartBiz Loans, we offer 6%-8% SBA loans online with funding as fast as 7 days. Evan Singer leads the operational, tactical and strategic activities associated with SmartBiz , the company’s small business loan product. Typically, cash flow based on your last tax return is the most important to a lender.

Small Business 100

Small Business Software Review SBA Cloud 100

YoungUpstarts

FEBRUARY 26, 2016

Instrumental decisions like hiring employees, running the day-to-day operations, and training all relies on the owner. According to the Small Business Administration (SBA), 50 percent of small businesses fail within the first year, and 95 percent fail within five years.

Small Business Administration 100

Small Business Administration SBA Business Model Small Business 100

Up and Running

OCTOBER 12, 2017

According to the SBA, roughly two-thirds of business with employees survive at least two years, and only about half make it to their fifth birthday, so it’s important to understand what it means to work on your business. For more on how to hold a monthly plan review meeting, see this article on the LivePlan blog. Accounts receivable aging.

Metrics 128

Metrics Software Review Forecast Small Business 128

Duct Tape Marketing

JANUARY 10, 2025

By combining expert guidance with actionable strategies, this service ensures your marketing operates as a cohesive system, delivering long-term results instead of scattered, short-term wins. This targeted marketing strategy , according to SBA guidelines, improves return by focusing on prospects that fit your criteria.

Leadership 44

Leadership Small Business Marketing Social Media 44

Up and Running

JULY 14, 2011

The SBA also offers several loan programs to help those businesses meet demand, acquire needed assets and personnel, and preserve working capital in an undulating market. Under the micro loan program, the SBA provides small, short-term loans to small businesses and certain nonprofits. 7(a) Loan Program. 7(a) Loan Program.

SBA 104

SBA Programming Small Business Administration Small Business 104

VC Adventure

APRIL 7, 2020

There’s a healthy debate going on right now at many VC firms about whether venture-backed companies should apply to the SBA’s Payroll Protection Program (The Information had a good article on this yesterday (paywall), and Albert Wenger from Union Square Ventures put up an excellent post on the subject here ).

SBA 118

SBA Balance Sheet Programming Portfolio 118

Up and Running

AUGUST 29, 2014

A venture feasibility study analyzes an idea from several perspectives: market opportunity, competition, resources available, resource gaps, financial viability, operational issues, intellectual property rights, development timeline and technology needs. Personal credit ratings and collateral are also important.

Small Business 87

Small Business CPA Government North America 87

crowdSPRING Blog

FEBRUARY 14, 2019

A business plan is a document that outlines the financial and operational goals of your business. This section gives a brief overview of the industry sector your business will operate in. Operating plan. Any suppliers, manufacturing processes, and any other operating details also appear here. An industry overview.

Angel Investor 85

Angel Investor Small Business Business Plan Intellectual Property 85

Up and Running

FEBRUARY 17, 2016

For Dan Hughes, Director of Operations at startup brewery ColdFire Brewing, he and his brother have been hard at work on business development and recipe formulation, navigating bureaucracy, and enduring the inevitable delays that come with brewery construction, equipment delivery, and regulatory approval. But they all take so much time.

Oregon 60

Oregon Jordan SBA Cofounder 60

Startup Professionals Musings

NOVEMBER 6, 2020

According to recent statistics from the Small Business Administration (SBA), this approach still accounts for 99 percent the businesses out there today. Growth entrepreneurs quickly find themselves removed from day-to-day operations, and become more and more occupied by transactions with lawyers, investors, and potential acquisition partners.

Small Business 311

Small Business Small Business Administration SBA Equity 311

Up and Running

MAY 1, 2018

A friend recommended it to me, and it was the single most important thing I did on my journey as a business owner and operator. I got an SBA loan and purchased my business within months of beginning my search. It taught me the most important thing: How to prepare a business plan and work that plan.

Florida 102

Florida CPA Dallas America 102

Up and Running

APRIL 11, 2017

You don’t need to be Warren Buffett to succeed in the world of business, but you’ll be working at a serious disadvantage if you can’t handle the basics of day-to-day business operations. Seek out business financing.

Angel Investor 89

Angel Investor Entrepreneur Finance Small Business Administration 89

VC Adventure

MAY 14, 2020

As I wrote about at the beginning of the week, the SBA has made a mess of the Payroll Protection Program. Yes, there are some challenges to parts of the structure of the program , but I was referring in that post to the SBAs implementation of the program and the varied guidance they’ve given since the program’s launch.

SBA 81

SBA Programming Affiliate Lean 81

Up and Running

MARCH 26, 2015

We get this question a lot, mainly because there are so many different things labelled as business plans: strategic plans, annual plans, operational plans, feasibility plans, and, of course, what most people think of, business plans for startups seeking investment. A plan for the SBA, banks, investors, buyers, and partners.

Business Plan 60

Business Plan Lean Forecast Balance Sheet 60

Startup Professionals Musings

JUNE 23, 2012

In all cases, don’t forget permits, licenses, or registration forms required to operate the business under federal, state or local laws. Don’t be shy about investigating local classes as adult education, or even a seminar with the SBA on bookkeeping. All the contracts you have, even expired ones, should be saved indefinitely.

Intellectual Property 242

Intellectual Property SBA Startup Warrant 242

ReadWriteStart

NOVEMBER 18, 2022

When calculating DSCR, funding companies divide the net operating income by the total debt service. Net operating income is the revenue minus the cost of equity capital. A net operating income of 100,000 dollars and a total debt service of 60,000 creates a DSCR score of 1.67. The SBA offers a guarantee on the loan.

Portfolio 196

Portfolio SBA Balance Sheet .Net 196

YoungUpstarts

APRIL 7, 2013

With new crowdsourced fundraising operations like Kickstarter and IndieGoGo , entrepreneurs are finding that they might be able to rely on the kindness of thousands of strangers who are willing to invest in their ideas. The need for funding in the early days of a business is constant and the timeline until profit can be long.

Advisory Board 249

Advisory Board Entrepreneur Portland Oregon 249

entrepreMusings

JANUARY 26, 2011

Many start-ups don’t have the financial means to hire full-time employees early on so business owners are left no choice but to bootstrap their operations by outsourcing. Small Business Administration (SBA) whose mission is to educate entrepreneurs and small business owners, helping them start and grow their companies.

Bootstrapping 42

Bootstrapping Small Business Administration SBA Austin 42

YoungUpstarts

SEPTEMBER 14, 2017

Most businesses need startup capital to get up and running in order to properly sustain and grow their operations. To help you get a better understanding of your choices, we’ll provide a breakdown of some of the ways companies typically get financing to bolster their operation: Obtaining a Business Loan.

Finance 150

Finance Small Business SBA Small Business Administration 150

Startup Professionals Musings

JULY 24, 2013

In all cases, don’t forget permits, licenses, or registration forms required to operate the business under federal, state or local laws. Don’t be shy about investigating local classes as adult education, or even a seminar with the SBA on bookkeeping. All the contracts you have, even expired ones, should be saved indefinitely.

Intellectual Property 233

Intellectual Property SBA Warrant Stock 233

Startup Professionals Musings

MARCH 19, 2011

In all cases, don’t forget permits, licenses, or registration forms required to operate the business under federal, state or local laws. Don’t be shy about investigating local classes as adult education, or even a seminar with the SBA on bookkeeping. All the contracts you have, even expired ones, should be saved indefinitely.

Intellectual Property 233

Intellectual Property SBA Warrant Stock 233

Startup Professionals Musings

APRIL 1, 2011

Still, they are fighting for action, particularly in the area of higher Small Business Administration (SBA) loan limits. Increase operating efficiencies. Respondents cited a greater focus on operating efficiencies as the number one step to achieving growth in 2011.

Small Business Administration 224

Small Business Administration SBA Japan Forecast 224

Duct Tape Marketing

MAY 6, 2016

The Small Business Administration (SBA) provides a wealth of information on privacy , including articles and links to government sites. The SBA also provides many resources on online business law. Go to OnGuardOnline.gov , the federal government’s website to help businesses operate safely, securely and responsibly online.

Small Business 50

Small Business SBA Small Business Administration PR 50